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Life-Centred Financial Planning

Researching Retirement: How Inflation, Interest Rates and Market Risks Shape Your Future

Planning for retirement is never simple. The challenge is not just about building wealth over time but about making it last once regular earnings stop. A successful retirement strategy must contend with three powerful and unpredictable forces: inflation, interest rates...
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Investing Isn’t Guesswork: The Science, Art & Practice You Need in 2025

2025 has ushered in another wave of global complexity. Inflationary pressures persist, interest rates remain elevated, and geopolitical risks, including the unfolding Iran-Israel-US conflict or Ukraine and Russia war, continue to inject volatility into the global economy and financial markets....
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Why Working Past Retirement Might Be One of the Best Financial Moves You Make

Retirement is no longer a fixed milestone but an evolving journey that blends purpose, flexibility, and financial confidence. For many, continuing to work beyond the traditional retirement age is not just a necessity but a choice that brings meaningful personal...
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Cutting Through the Noise: Decoding 2025 Market Forecasts

As the year winds down, it’s that familiar season when asset or investment managers publish their forecasts for the year ahead. While these predictions can seem like insightful guidance for navigating financial markets, it’s worth approaching them with a healthy...
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