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When Ginger Rogers was asked how she felt about being paid less then her partner Fred Astaire, she supposedly quipped that Fred was a great dancer, but her role had been to dance not only as well as him but to do so backwards and in high heels. Her point about inequality was made with humour which is why it sticks in the mind.

One of the great advantages for a financial advisor in the preparation and discussion of long term saving is when a client grasps the pension nettle early on. With sufficient time, an adviser can draw up the kind of strategic plan that will not only deliver on its retirement income promise but also provide the client

Some people think that financial advice is like legal advice. You only need to seek it when you have a problem. But seeking good financial advice from a trusted company of financial advisors can be an effective way to avoid ever running into a financial problem in the first place.

You have that great job you have always wanted and are enjoying living in Hong Kong. But before you start spending too much money on the good life, which in Hong Kong can be all too easy, have you given much thought to what your present income can mean to your future?